DESKLOC FLOWLIVE

Smart Billing &
Accounting
with AI Intelligence

UAE-compliant invoicing, full accounting, AI-powered insights, corporate tax calculations and revenue forecasting — for businesses that operate globally.

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🤖AI Insights
🇦🇪UAE VAT & CT
🏛️Corporate Tax
💱25+ Currencies
📊9 Financial Reports
🏦Bank Reconciliation
👥Multi-user
flow.deskloc.com/dashboard
D
Deskloc Flow
🏠Dashboard
📄Invoices
📋Quotations
💳Payments
📊Reports
👥Customers
⚙️Settings
TOTAL SALES
AED 245K
+12%
OUTSTANDING
AED 45K
3 invoices
NET PROFIT
AED 180K
+8%
EXPENSES
AED 65K
This month
🤖AI Business Intelligence3 new insights
AED 45,000 overdue — Al Rashid Trading (45 days)
Revenue up 12% — on track to hit AED 1M by October
RECENT INVOICES
INV-142Al Noor Trading
AED 28,500Paid
INV-141SALAMA Machine Ltd
USD 45,000Overdue
INV-140Gulf Traders LLC
AED 12,750Sent
Actual Deskloc Flow dashboard
🤖 EXCLUSIVE FEATURE

AI Business Intelligence

Every plan includes AI-powered analysis of your last 90 days of business data. Get 6 prioritised, actionable insights with specific numbers — not generic advice.

📈
Revenue Forecasting
3-month predictions with low/mid/high confidence bands based on your historical data
⚠️
Risk Detection
Overdue invoice alerts, customer concentration risks, and cash flow warnings
💡
Growth Opportunities
Quote conversion analysis, upsell opportunities, and expansion signals
🎯
Actionable Priorities
Each insight comes with a specific action and expected impact
🤖AI Business InsightsBased on last 90 days
🔴AED 45,000 overdue — 3 clients
Al Rashid Trading (AED 28,000) is 45 days overdue.
⚡ Call them today to arrange payment.
🟠Revenue concentration risk
Top client = 32% of total revenue (AED 78,400).
⚡ Diversify — aim to reduce to below 20%.
🟢On track for AED 1M year
Revenue up 12% month-on-month consistently.
⚡ You'll cross AED 1M by October at this rate.
Available on all plans · Refreshes on demand
Ambizent FZC LLC
TRN: 100123456700003
TAX INVOICE
INV-2026-0142
BILL TO
Al Noor Trading LLC
Dubai, UAE
PAYMENT
AED 10,500.00
Due: 30 Jun 2026
DescriptionQtyAmount
Consulting Services10AED 10,000
SubtotalAED 10,000.00
VAT (5%)AED 500.00
TotalAED 10,500.00
PROFESSIONAL INVOICING

Invoices that mean business

5 professional templates including a specialist Trade/CIF template for import/export businesses. Send by email with PDF attached, track payments, and get paid faster.

✓5 invoice templates
✓Trade/CIF template
✓UAE VAT 5% & 0%
✓QR code on every doc
✓PDF email attachment
✓Multi-currency
✓Recurring invoices
✓Credit notes
✓Delivery challans
✓Payment tracking
FINANCIAL INTELLIGENCE

Reports that tell the full story

9 financial reports including FTA-format VAT returns, AR/AP aging, P&L, Balance Sheet and Cash Flow — all with custom date ranges and export options.

📊P&L Statement
⚖️Balance Sheet
💸Cash Flow
🏛️VAT Return (FTA)
📬AR Aging
📤AP Aging
👥Sales by Customer
📈Revenue Trend
💳Expense Report
Profit & Loss — 2026 YTD
Gross RevenueAED 245,000
Less: VATAED 11,667
Net RevenueAED 233,333
Total ExpensesAED 65,000
NET PROFITAED 168,333
Profit Margin72.1%
🏛️ Corporate Tax — FY 2026
✅ Compliant
CT LIABILITY
AED 0
✅ SBR applied
TAXABLE INCOME
AED 0
SBR elected
FILING DEADLINE
30 Sep 2026
143 days left
CT COMPUTATION SUMMARY
Total RevenueAED 1,200,000
Less: Expenses(AED 800,000)
Accounting ProfitAED 400,000
Add: Disallowable Exp.AED 12,500
Taxable IncomeAED 412,500
Exempt (first AED 375K)(AED 375,000)
CT @ 9%AED 3,375
FINAL CT PAYABLEAED 3,375
✅
Small Business Relief Applied
Revenue under AED 3M — CT payable = AED 0
🏛️ UAE COMPLIANCE

UAE Corporate Tax
handled automatically

UAE Corporate Tax at 9% above AED 375,000 is calculated automatically from your recorded invoices and expenses. Full step-by-step computation worksheet ready for your tax advisor.

📊
Automatic CT Calculation
9% on taxable income above AED 375,000 — calculated live from your books
🏢
Small Business Relief
Automatic SBR eligibility check — if revenue ≤ AED 3M, CT can be zero
🏭
Free Zone Support
Qualifying income percentage for Free Zone Persons — 0% rate applied automatically
📉
Loss Carryforward
Prior year tax losses tracked and deducted from current year taxable income
🚫
Disallowable Expenses
Auto-detects fines, personal and entertainment expenses — adds back to taxable income
📋
Printable CT Worksheet
Step-by-step computation ready to share with your tax advisor or auditor
⚠️ Disclaimer: CT figures are estimates based on recorded data. Always consult a qualified UAE tax advisor before filing with FTA EmaraTax.
🔗 CUSTOMER PORTAL

Your clients accept quotes
online in seconds

Every customer gets a secure portal where they can view invoices, accept quotations with digital signature and company stamp, download statements — all without creating an account.

✍️
Digital Signature & Stamp
Customers draw their signature and upload company stamp directly in the browser
🔗
Magic Link Access
No account or password needed — send a secure link, customer clicks and they're in
📋
Acceptance Certificate
Every accepted quote generates a legally-verifiable PDF with timestamp, IP and signature
⚡
Auto Convert to Invoice
One click converts an accepted quotation into a tax invoice — no re-entry
📊
Statement of Account
Customers can view and print their full transaction history any time
🌍
Any Currency
Portal shows documents in their original currency — USD, AED, GBP, EUR and 25+ more
Ambizent FZC LLC
Customer Invoice Portal
Al Noor Trading
alnoor@trading.ae
OUTSTANDING
AED 28,500
TOTAL PAID
AED 145,200
PENDING QUOTES
2
Overview
Invoices
Quotations (2)
Statement
Settings
⏳ Pending Your Acceptance (2)
PI-1089
01 May 2026
USD 28,500
✍️ Accept
PI-1091
05 May 2026
AED 12,750
✍️ Accept
DIGITAL ACCEPTANCE
SIGNATURE
✍ Al Rashid
COMPANY STAMP
🏢 Uploaded
✅ Confirm Acceptance
🔒 Secure portal⚡ Powered by Deskloc Flow🔗 Link is personal to you
🇦🇪UAE COMPLIANCE

100% FTA Compliant

Deskloc Flow was built UAE-first. VAT invoicing, Corporate Tax calculations, and FTA EmaraTax preparation are built in — not bolt-on add-ons.

🧾
VAT 5% & 0%
Standard and zero-rated supplies on every invoice — FTA compliant format
🏛️
Corporate Tax
UAE CT 9% above AED 375K with SBR check, Free Zone support and loss carryforward
📊
VAT Return (FTA)
FTA-format VAT return ready for EmaraTax filing with all box numbers
🔢
TRN Validated
Tax Registration Number on all documents as required by FTA
🔒YOUR DATA, PROTECTED

Security built in from day one

Your business records are sensitive. We architected Deskloc Flow so your data is protected at the database level — not just behind a login form.

🛡️
Database-level isolation
Every business is isolated through row-level security policies in PostgreSQL — your data is mathematically separated from every other business on the platform.
👥
Role-based access
Granular permissions for Admin, Sales, and Accountant roles. Your salesperson can't see expenses. Your accountant can't change pricing. You decide what each team member sees.
🌏
Singapore region hosting
Data is stored in a Southeast Asia (Singapore) region on enterprise infrastructure used by thousands of SaaS companies — closer to the UAE than US-hosted alternatives.
🔐
Encrypted in transit & at rest
All data is encrypted with TLS 1.3 in transit and AES-256 at rest. Authentication uses industry-standard JWT tokens with secure HTTP-only cookies.
📤
Customer portal, token-based
Share invoices with your customers through a secure unique-link portal. They see only their own documents — no logins for you to manage, no access to your business data.
🚫
Your data is yours
We never sell your data, share it with advertisers, or use it to train AI models. Export your books anytime in standard formats. No vendor lock-in.
Built on enterprise-grade PostgreSQL infrastructure trusted by thousands of production SaaS companies worldwide.
PRICING

Start free, grow with AI

All plans include AI Business Intelligence. Upgrade as you grow.

Free
Free
forever
🤖 AI INCLUDED
1 insight + 1 forecast/mo
✓1,000 invoices per year
✓UAE VAT invoicing (5% & 0%)
✓Quotations & Purchase Orders
✓Classic invoice template only
Get started
Starter
AED 49
/month
🤖 AI INCLUDED
15 insights + 5 forecasts/mo
→Everything in Free, plus:
✓5,000 invoices per year
✓All 5 professional templates
✓Trade & CIF invoice template
Start 14-day trial
MOST POPULAR
Growth
AED 79
/month
🤖 AI INCLUDED
50 insights + 15 forecasts/mo
→Everything in Starter, plus:
✓Unlimited invoices
✓Corporate Tax (UAE CT 9%)
✓Small Business Relief check
Start 14-day trial
Business
AED 149
/month
🤖 AI INCLUDED
100 insights + 50 forecasts/mo
→Everything in Growth, plus:
✓Unlimited users (up to 15)
✓API access & webhooks
✓Custom domain
Contact sales

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